Terms of Service

Last Updated: June 1, 2025

Welcome to affluent.top. These Terms of Service (the "Terms") govern your access to and use of the website located at affluent.top (the "Site"), including any content, features, services, or products offered by or through the Site. The Site is operated by affluent.top ("we," "us," or "our"), with a registered business address at 3458 Park Blvd, Gillette, Wyoming 35333. By accessing or using the Site, you agree to be bound by these Terms. If you do not agree to these Terms, you must not access or use the Site.

Please read these Terms carefully. They contain important information about your legal rights, including limitations of liability and dispute resolution provisions. We reserve the right to update or modify these Terms at any time without prior notice. Your continued use of the Site after any changes constitutes your acceptance of the new Terms. It is your responsibility to review these Terms periodically.

1. Acceptance of Terms

By creating an account, accessing, browsing, or otherwise using the Site, you acknowledge that you have read, understood, and agree to be legally bound by these Terms, as well as our Privacy Policy, which is incorporated herein by reference. If you are using the Site on behalf of an organization, you represent and warrant that you have the authority to bind that organization to these Terms. In such case, "you" and "your" will refer to that organization.

These Terms apply to all visitors, users, and others who access or use the Site. We may, at our sole discretion, refuse to offer the Site to any person or entity and may change the eligibility criteria at any time. You must be at least 18 years of age to use the Site. By using the Site, you represent and warrant that you meet this age requirement.

2. Use of Service

2.1 Access and Availability

We grant you a limited, non-exclusive, non-transferable, revocable license to access and use the Site for your personal or internal business purposes, subject to these Terms. We reserve the right to modify, suspend, or discontinue the Site (or any part thereof) at any time, with or without notice. We shall not be liable to you or any third party for any modification, suspension, or discontinuation of the Site.

2.2 Account Registration

Certain features of the Site may require you to create an account. You agree to provide accurate, current, and complete information during the registration process and to update such information as necessary. You are solely responsible for maintaining the confidentiality of your account credentials and for all activities that occur under your account. You must notify us immediately of any unauthorized use of your account or any other breach of security. We are not liable for any loss or damage arising from your failure to comply with this obligation.

2.3 Prohibited Uses

You agree not to use the Site for any unlawful purpose or in violation of these Terms. Specifically, you shall not:

• Use the Site in any manner that could disable, overburden, damage, or impair the Site or interfere with any other party's use of the Site.
• Attempt to gain unauthorized access to any part of the Site, other accounts, computer systems, or networks connected to the Site.
• Use any robot, spider, scraper, or other automated means to access the Site for any purpose without our express written permission.
• Introduce any viruses, trojan horses, worms, logic bombs, or other material that is malicious or technologically harmful.
• Engage in any activity that violates any applicable federal, state, local, or international law or regulation.
• Impersonate or attempt to impersonate us, our employees, another user, or any other person or entity.

3. User Responsibilities

3.1 Your Content

You are solely responsible for any content, data, text, files, information, usernames, images, graphics, photos, profiles, audio and video clips, sounds, musical works, works of authorship, applications, links, and other materials or submissions (collectively, "User Content") that you upload, post, transmit, or otherwise make available on or through the Site. You represent and warrant that you own all rights to your User Content or have obtained all necessary permissions and licenses to use it.

3.2 Compliance with Laws

You agree to comply with all applicable laws, rules, and regulations in connection with your use of the Site. This includes, without limitation, laws regarding the transmission of technical data, export control, and intellectual property rights. You shall not use the Site to transmit any material that is defamatory, obscene, harassing, fraudulent, or otherwise objectionable.

3.3 Indemnification

You agree to indemnify, defend, and hold harmless affluent.top, its affiliates, officers, directors, employees, agents, and licensors from and against any and all claims, liabilities, damages, losses, costs, expenses, or fees (including reasonable attorneys' fees) arising out of or relating to: (a) your use of the Site; (b) your User Content; (c) your violation of these Terms; or (d) your violation of any rights of another party. We reserve the right to assume the exclusive defense and control of any matter subject to indemnification by you, in which case you will cooperate with us in asserting any available defenses.

4. Intellectual Property

4.1 Ownership

The Site and its entire contents, features, and functionality (including but not limited to all information, software, text, displays, images, video, and audio, and the design, selection, and arrangement thereof) are owned by affluent.top, its licensors, or other providers of such material and are protected by United States and international copyright, trademark, patent, trade secret, and other intellectual property or proprietary rights laws.

4.2 Trademarks

The name "affluent.top," the logo, and all related names, logos, product and service names, designs, and slogans are trademarks of affluent.top or its affiliates. You may not use such marks without our prior written permission. All other names, logos, product and service names, designs, and slogans on the Site are the trademarks of their respective owners.

4.3 Limited License

We grant you a personal, non-exclusive, non